World Traveller




Round the World Travel Insurance for Happy Travel

Are you planning a trip?  Don’t forget your round-the-world travel insurance.

Circling the globe, stopping where your heart feels at home and picking up new places when the urge strikes – it’s the ultimate dream for travellers of all ages.

A round-the-world trip is ideal for travellers with the time, money (or the ability to make ends meet on the road), and desire – but it’s a suitable deal for those who simply can’t make up their minds.

There are two types of travel insurance plans: package plans with cancellation and travel medical plans without cancellation.

A round-the-world traveller typically does not worry about cancellation, and a travel medical plan will often include trip interruption coverage if you need to return home to deal with an emergency.



The Round the World Travel Insurance

This insurance policy is going to help you avoid a financial disaster in case of accident, illness or any other circumstance covered by your policy.

There is a common confusion between travel insurance and travel medical insurance.

The distinction between travel medical insurance and travel insurance is minimal.

Travel medical insurance is specifically designed to address health concerns.

Some countries have separate policies for travel insurance and travel medical insurance.

Most travel insurance policies cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.

On the other hand, baggage delay, damage, and loss insurance do not cover everything in your luggage.

Glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones are all common exclusions from travel insurance.


Is it required to have travel insurance?

No, travel insurance is not required in all countries.

Certain countries, such as the United Kingdom, Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg, and the Netherlands, do, however, require proof of travel insurance when issuing a visa.


round the world travel insurance

Tips for Getting a Round the World Travel Insurance

Following you are going to find some tips for getting around the world travel insurance in the best conditions:


1. Begin by stating how long you will be gone.

Determine the length of your journey.

We’ve heard that you can scream your way around the world in ten days, but we’re guessing that’s not the kind of trip you’re planning.

A round-the-world flight ticket has a maximum duration of one year – twelve months – but you can travel in as little as a few months or as long as a year.


2. Find out if you’ll have access to medical care.

Travellers who travel around the world are less concerned about having to cancel their trips than those who have less flexibility in their schedule, but medical risks exist everywhere.

In some countries, medical care – even that provided to foreign visitors – must be paid for in advance (except in emergencies).

Even in countries where everyone’s medical care is paid for by the taxpaying population, the patient is expected to bear at least a portion of the cost, which is where having an insurance provider who will arrange payment directly to the medical facility comes in handy.


3. Identify your regional risk.

Depending on your destination – for example, a remote jungle village versus a more urban itinerary – you will require more or less medical and evacuation coverage.

In any case, if you’re far from medical care, you’ll want to have a little more evacuation coverage.

Determine how much travel medical and evacuation is sufficient to determine how much you’ll require.


4. Be aware that some countries are not covered for travel.

Some travel insurance policies exclude coverage for specific countries. In some cases, those countries are listed in a current State Department travel warning or alert.

Many travel insurance policies, in particular, do not cover losses resulting from or caused by:

  • an act of declared or undeclared war
  • a U.S. government-designated act of terrorism
  • civil unrest, political unrest, and riots


5. Take into account exciting possibilities.

If you like to travel on the adventurous side – for example, do some paragliding in Bali, heli-skiing in Switzerland, or SCUBA diving in Malaysia – you’ll need to look into covering those activities.

Activities that are deemed more dangerous are frequently excluded from travel insurance plans.

That means that if you break your ankle in a bad paragliding landing, you won’t be able to get medical care.

Some plans do not cover you above 15,000 feet in elevation if you enjoy mountain climbing.

Other restrictions apply to adventure activities.


6. More baggage coverage is preferable.

If you’re on a round-the-world trip, you may have rented or sold your home, stuffed your belongings into storage, or brought everything you need with you.

If your bag is stolen, you could be in big trouble for as long as it takes to replace everything that was stolen.

On a trip like this, a little more baggage coverage is preferable, and keep in mind that a travel insurance plan covers your baggage loss throughout your trip – in lodgings, on buses, and so on.


7. Plan ahead of time if you have a medical condition.

If you have a medical condition – perhaps one that is managed with medication – it is critical to consider this when selecting a travel insurance plan.

If your condition is new but will not interfere with your trip, review the pre-existing medical condition coverage to ensure you understand how it works.

If you’ve had your condition for a while and it’s controlled by medication, make sure you know how to replace those medications while you’re on the road.

Doing so, you avoid future problems when buying a round the world travel insurance.


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Additional tips to count on

Top Tips for Student Round the World Travel Insurance

Numerous youths believe obtaining round the world travel insurance is an extremely ‘grown-up ‘ thing to do, and that only entrepreneurs with meetings around the globe or incredibly rich people that travel often are the ones that need it.

Yet that reality is a different story.

Additionally, students who are travelling for a quick quantity of time to smartly shut areas required to be successfully covered versus unexpected eventualities.

Yet the procedure doesn’t require to be challenging and also specifically difficult.

Here are a few suggestions.


Gap Year Travel.

Taking a void year is a custom taken up by lots of pupils, annually around the globe.

This implies there is a great demand for ideal round the world travel insurance coverage for these young travellers, particularly those who will certainly be seeing an additional country for the first time and also, potentially, alone.

Fortunately, there is a range of travel insurance coverage to cater particularly for individuals carrying out void year travelling.

An idea: a vital consideration when buying a policy of this kind is the precise period of your travel, in addition to the destinations covered – also if you are simply going through a country.


Extreme Sports.

Taking a trip to an international nation to take part in severe sports can have serious effects.

Unfortunately, there is constantly the threat of injury, the gravity of which you can’t visualize.

An additional consideration is that you don’t understand exactly where you are going to be harmed.

Whether it’s in the city where hospitals are quickly obtainable or in the centre of the timbers or up in the hills where it will certainly take hours before medical aid can show up.

While numerous kinds of travel insurance would cover fundamental medical emergencies, you will certainlybe requirede to get one that has more extensive coverage if you intend on carrying out any kind of extreme sporting activities or activities.

Some strategies specify the kind of sporting activities consisted of in their protection, so this offers you alternatives to choose from.

This is important when you get a round the world travel insurance.

Whether you’re preparing to go winter sports in the Alps or wild water rafting in Asia.


Going to More Than One Country.

Several trainee visitors will have several different countries on their plan, and while obtaining travelling insurance coverage for each destination can be a lot more costly, it is still a much better alternative than risking going to a country without it.

Generally, it’s not always simple to calculate just how much you will certainly be required to pay for a plan to cover you, but at least you are required to ensure you have clinical coverage as well as individual liability.

Speak with an expert to ensure you’re covered every action of the way.

Patrick Chong is the Handling Supervisor of Insuremore.

We provide low-cost travel insurance and also provide a variety of policies including an annual round-the globe travel insurance policy, single-trip, multi-trip and family insurance policy.

For all your travelling cover requirements, Insuremore can help you with the quickest and also most cost-efficient method.

So don´t underestimate the importance of a round the world travel insurance.



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